Three Sticks Lending Reviews

501  Excellent
TrustScore 4.5 out of 5

4.6

In the Loan Agency category

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Reviews4.6

501 total


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Rated 5 out of 5 stars

My car broke down

My car broke down, my insurance lapsed, and this helped me out big time. Percentage rate is absolutely crazy, but I'm trying to repair my credit, and this will help with that. Thanks Three Sticks! Give yourself another stick, you're that good.

Date of experience: May 24, 2024

Reply from Three Sticks Lending

Hi Kenneth, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. You are correct that this is an expensive form of borrowing. Three Sticks Lending loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. We know we will continue to earn your business. Thanks again!


Rated 2 out of 5 stars

Bad Credit and Need Money Now but Beware

This company works for those in a bind. As previously posted, the interest rate is terrible. You will end up paying back three or four times the loan amount. I would suggest people who need money try something else since this can almost be viewed as predatory lending.

Date of experience: May 29, 2024

Reply from Three Sticks Lending

Hi Karen, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@threestickslending.com or at (844) 328-1024 so that we can further assist you. Thank you.


Rated 5 out of 5 stars

This is my second loan both was…

This is my second loan both was effortless and very easy to understand and I appreciate it

Date of experience: May 25, 2024

Reply from Three Sticks Lending

Hello Tina! We are delighted to have you as a VIP customer of Three Sticks Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at feedback@threestickslending.com or call us at (844) 328-1024. Thank you for choosing Three Sticks Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.


Rated 5 out of 5 stars

Great Experience

Customer service Agent, Regina, was super helpful, thorough and nice! She was able to help me get through the process quickly and easily. I liked that she had awesome communication skills and patience. Thank you Regina!

Date of experience: May 21, 2024

Reply from Three Sticks Lending

Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@threestickslending.com or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!


Rated 1 out of 5 stars

My wife requested a loan with this…

My wife requested a loan with this company and the interest charges are much higher and unimaginable. Once she had the money to pay off the debt, the person on the phone told her not to pay yet because the week was already being charged and to wait one more week so as not to pay you more, which was the opposite since they charged her. with interest upon interest. He only asked for $1000 dollars, he paid $1200 in one year and when he went to pay off the entire debt it turned out that he owed $1300. Do not make loans with this company, it is a decent way to steal up to 5 times what you borrow.

Date of experience: May 25, 2024

Reply from Three Sticks Lending

Hi Rafael, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@threestickslending.com or at (844) 328-1024 so that we can further assist you. Thank you.


Rated 5 out of 5 stars

Easy App Process

I don’t really recommend this type of high interest loan but I needed the funds to pay off a lease option. The entire process was very easy. Got the money same day, repaid 11 days later. Customer service was great. I just might get another loan. 🤑

Date of experience: May 06, 2024

Reply from Three Sticks Lending

Thank you for your feedback. Brian our interest rates are indeed higher than traditional lenders. This is because we lend to customers with a wider range of credit histories, many of whom might not be able to secure financing elsewhere. We encourage all our customers to pay off their loan as soon as their finances allow because this can save them a significant amount of money on interest and we do not charge any prepayment penalty fees. We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Three Sticks Lending customer!


Rated 5 out of 5 stars

Quick response from the lender to get…

Quick response from the lender to get the loan approved for my emergency needs. Thank you for your help with this process and I appreciate it. 👍👍👍😉

Date of experience: May 21, 2024

Reply from Three Sticks Lending

You're most welcome and thank you for the review, Aurora! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@threestickslending.com or at (844) 328-1024.


Rated 3 out of 5 stars

They were good with accommodating…

They were good with accommodating people with bad credit. However interest rate HORRIBLE it’s best you pay by the first payment! Everything was quick, but they were super nosey with my bank account information. I told them I get paid every other Friday based on my pay stub, and they said “Well we see you get paid wednesdays” None of their business, once they seen I had the income to pay them back.

Date of experience: May 24, 2024

Reply from Three Sticks Lending

Hi Vee Gee, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@threestickslending.com or at (844) 328-1024 so that we can further assist you. Thank you.


Rated 5 out of 5 stars

Because I always had a hard time…

Because I always had a hard time getting a Loan I just thank for for yall now I can do move like I want to ty you again and have a blessed day 🙏 ✨️ 💛

Date of experience: May 16, 2024

Reply from Three Sticks Lending

You're most welcome and thank you for the review, Josephine! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@threestickslending.com or at (844) 328-1024.


Rated 5 out of 5 stars

The Customer Service Representative was…

The Customer Service Representative was helpful in walking with me through the process of getting my loan since I had never done it before over my phone.

Date of experience: May 22, 2024

Reply from Three Sticks Lending

Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@threestickslending.com or by calling our dedicated customer service line at (844) 328-1024. Thank you again for choosing Three Sticks Lending and for being a valued customer. We look forward to serving you again soon!


Rated 5 out of 5 stars

I found that the website was easy to…

I found that the website was easy to use. Any questions I had were answered promptly and professionally.

Date of experience: May 22, 2024

Reply from Three Sticks Lending

Thank you for your feedback! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Three Sticks Lending customer!


Rated 5 out of 5 stars

The process was fast and efficient.

The process was fast and efficient.

Date of experience: May 28, 2024

Reply from Three Sticks Lending

Hi, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it fast and efficient for you. Thank you for choosing Three Sticks Lending!


Rated 5 out of 5 stars

Simple, fast and friendly!

Simple, fast and friendly!! I was in a jam and needed a short term loan. It was there the next day!! Helped me out BIG time. Thanks

Date of experience: May 28, 2024

Reply from Three Sticks Lending

You're most welcome and thank you for the review, Miguel! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at feedback@threestickslending.com or at (844) 328-1024.


Rated 5 out of 5 stars

Easy to use

Easy to use, quicker answer. Almost effortless, thank you.

Date of experience: May 23, 2024

Reply from Three Sticks Lending

Hi, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing Three Sticks Lending!


Rated 5 out of 5 stars

Quick and Easy Process

The loan process was quick and easy! I would recommend to anyone needing financing!

Date of experience: May 21, 2024

Reply from Three Sticks Lending

Hello Katie, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!


Rated 5 out of 5 stars

I was very impressed with how easy and…

I was very impressed with how easy and fast it worked. I would recommend it for anyone looking for a loan.

Date of experience: May 21, 2024

Reply from Three Sticks Lending

Hello Thomas, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!


Rated 5 out of 5 stars

Quick and Easy!

My experience was great because everything was super fast and easy to understand and get done. My loan was deposited into my account in just a few hours. Overall, so far a great experience.

Date of experience: May 06, 2024

Reply from Three Sticks Lending

Hi Ella, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it fast and easy for you. Thank you for choosing Three Sticks Lending!


Rated 5 out of 5 stars

Three Sticks Lending Does What They…

Three Sticks Lending Does What They Say.
I had sought alternative lending before only to be denied or to jump through hoop after hoop only to be offered a ridiculously small loan for huge interest amounts. Three Sticks respectfully asked me a few questions, and within a span of less than five minutes, I was approved for the amount of loan that I sought. They understand that bad things happen and that many consumers have the intention of honoring their commitments. I absolutely am grateful and appreciative of their taking a chance with funding me.

Date of experience: April 16, 2024

Reply from Three Sticks Lending

Thank you for your feedback, Erica! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Three Sticks Lending customer!